Portland Home Loans

How to Get a Home Loan

Once you’ve found the right home, the next step is the purchase of the home or financing the home. Financing the home means applying for a mortgage loan. This process can be very exciting and stressful at the same time, especially if it’s your first home purchase. Primary Residential Mortgage, Inc. (PRMI) will hold your hand and be there to help make the purchase of your new home is an exciting experience.

PRMI is a well-respected mortgage company in Portland, known for providing our homebuyers with a smooth and simple loan application process. Our friendly and experienced loan officers are here to help ensure that you have a great experience and get the best home loan in Portland.

Here’s an overview of our loan application system:

STEP ONE – Loan Preparation & Application

Getting started with your new home purchase will be easy with our years of experience and guidance. We have the knowledge and tools to make the loan application process an easy one. We will use our loan calculators to tell you what your monthly payment will be. We provide printable forms and a mortgage checklist to help you be prepared. We will make sure that you are prepared for every step. We are here to answer any questions, explain any confusing mortgage related terms, offer insight on loan programs, and help with any other aspects that come with purchasing a new home.

Above all, we want you to know that you have an experienced mortgage expert on your side that will guide you through the mortgage process and help you find the best loan rates and programs.

STEP TWO – Coordination with Your Real Estate Seller or Agent

Once your new home loan is approved, we will coordinate with your real estate agent. Typically, your real estate agent will have chosen a title company to handle completion of the home loan. In order to make sure everything goes smoothly, we will coordinate with the title company and your real estate agent to make sure closing on your loan happens on time.

When you choose us to help you with your mortgage loan, you’ll be surprised at how smoothly and easily the entire loan process goes. We will make sure you have the mortgage that is perfect for your needs and allows you to purchase the new home of your dreams. If the time has come for you to seek out a new home loan in Portland, let Primary Residential Mortgage, Inc. guide you.